An Overview of Investment Funds

Investment funds are a versatile financial tool, offering a range of products tailored to meet various investment goals and risk preferences. Below is an overview of different fund categories and notable examples, highlighting their unique features and benefits.

Types of Investment Funds



  1. Money Market Funds

    • These funds invest in low-risk, short-term debt instruments, such as treasury bills and commercial paper.

    • Examples:

      • MMF-RMF

      • LHMM-A

      • K-MONEY





  2. Treasury Funds

    • Focused on government securities, these funds provide a stable investment option for risk-averse investors.

    • Examples:

      • B-TREASURY

      • ASP-DGOV-R

      • PRINCIPAL TREAS





  3. Retirement Mutual Funds (RMF)

    • Designed to encourage long-term savings for retirement, offering tax benefits to investors.

    • Examples:

      • ES-MRMF

      • M-RMF-A

      • KFCASHRMF





  4. Super Savings Funds (SSF)

    • Similar to RMFs but with shorter holding periods, SSFs offer tax-saving opportunities while encouraging investment in mutual funds.

    • Examples:

      • KKP CASH-SSF

      • 1AM-DAILY-SSF

      • KFCASHSSF





  5. Fixed Income Funds

    • Primarily invest in bonds and other fixed-income securities, offering steady returns.

    • Examples:

      • DAOL-MONYYRMF

      • UOBSD

      • SCBTMFPLUP-I





  6. Cash Management Funds

    • Provide high liquidity, making them suitable for short-term investments.

    • Examples:

      • K-CASH

      • 1AM-DAILY-RA

      • SCBMONEY(A)





  7. Mixed Funds

    • These funds balance equity and fixed-income investments for moderate risk and return.

    • Examples:




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